Monthly Challenges

Happy 2020! Join us as we take on and conquer personal finance-related challenges.

For the fourth year in a row, we’re embarking on Frugality February, where for a full 29 days we’re refusing to purchase to-go coffee and tea. This challenge is not about depriving yourself of your favourite cup of liquid gold or a hot, steamy cup of tea, it’s about rather being intentional with our daily decisions that independently, can seem small and insignificant, but complied together can amount substantially. It’s about planning ahead and being proactive. It’s about commitment and dedication to a pre-defined goal. It’s about being mindful of our discretionary spending decisions. But most importantly, if you’re anything like me, it’s about forming habits that resonate and stay with you long after February has ended.

Ready to follow along? Head over to Instagram or Facebook and use #SMSfrugalfeb2020 to tag us on your Frugality February journey.

– Courtney