Like most Canadian’s I love Tim Horton’s coffee in the morning. It’s one of those simple daily pleasures I refuse to deny myself. For me a Tim’s coffee in the morning is a must have and at $1.60 for a medium, it’s not going to break me. The problem I get into is when that voice at the drive thru up sells me with donuts, bagels, and Tim bits, things start to add up. My solution to this problem is once a week I buy myself a Tim’s gift card. Ya, a gift card for myself. What the gift card does for me is it provides a weekly spending limit. So on that occasional morning, when I am particularly tied, I won’t fall victim to the high pressure up sell on Tim bits, because if I do I’ll have to forgo a coffee sometime later that week, which cannot happen.