SMS 119 – Signs of Financial Distress

Five subtle signs you might be moving in the direction of financial distress:

  1. You are spending money that is less than 30 days old
  2. You have no savings goals
  3. You are more focused on where your money is coming from rather than where it is going
  4. You are using some form of credit to pay for living expenses
  5. You are paying interest on the credit used for living expenses
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